Analyst-Lending Excellence and Controls

Americab Express is hiring for the role of Analyst-Lending Excellence and Controls!

Responsibilities of the Candidate:

• Work with product, risk, and marketing teams to enable long-term profitable growth: You will partner and collaborate with colleagues across international markets to ensure our lending products deliver on their promise to our customers.
• Drive Excellence across Product actions to grow our business: Design, lead, and operate effective controls across ICS Lending products.  Delivering outstanding products for our customers and shareholders calls for operational excellence in everything we do.
• Actionable insights: Provide regular insights highlighting testing outcomes, business risks, and recommendations to further strengthen our processes.
• Communicate effectively and build relationships: Demonstrate a passion for building strong working relationships across regional and international partners (product, marketing, credit risk, insights, servicing, operational risk, technology, GCO, LOBCO) to deliver lending excellence. 
• Lead with a customer first approach, and one that is grounded with the external environment: You will have international experience, a customer-first approach, and do things the right way to help the international business excel.
• Lead the development of new Smart Monitoring KRIs that will allow to strengthen the control environment over multiple ICS Markets.
• Identify opportunities to strengthen the control environment on AR Platforms and Line related processes

Requirements:

• Solid understanding of the economics of lending products and key levers of profitability with strong analytical skills
• Strong verbal, written communication and interpersonal skills
• Proactive and driven individual with an eye for detail
• Proficiency in SQL or Python
• Bachelor’s degree in relevant field (Finance, Economics, Business Administration, Engineering, Mathematics, Physics, Actuarial Sciences), Master’s degree is a plus.
• 1+ years of work experience in a high-growth product or risk management team.
• Ability to translate desired controls into systematic KRIs that can be automatically executed.
• Experience on operational risk management and self-testing, including ORE and PRSA management. Nice to have knowledge about internal control frameworks.