Research Analyst

Founded in 1987, a global analytics firm, CRISIL, produces ratings, analysis, and risk and policy advisory services. The majority shareholder of CRISIL is Standard & Poor's, a division of McGraw Hill Financial & a provider of financial market intelligence.

CRISIL Limited is India's leading rating agency. The company is also the leading provider of high-end analysis to the world's biggest banks and leading companies. S&P Global Inc., a leading provider of transparent and independent evaluations benchmarks analytics and data to the capital and commodity markets worldwide, owns the majority of CRISIL. CRISIL operates through two segments: Ratings and Research. Rating services involve credit ratings for banks, grading services, small and medium enterprises (SME), corporates, training in the credit rating field, credit analysis services, and global analytical services. Research division provides industry reports, subscription to data services, customized research assignments, equity research,  and initial public offer grading.

Organization Structure:

Product Portfolio:

Products:

• Indices
• MF Ranking CRISIL
• ULIP Ranking
• CRISIL Coalition Index
• SMART
• RAM
• Brecon
• New Rating Products

What they do:

• Ratings- Corporate Sector, Financial Sector, Structured Finance, New Rating Products
• SME Offerings- SME Ratings, smefirst, Real Estate
• India Research- Economy Industry, Company Capital Markets
• Global Research- Financial Research, Buy Side and Sell Side
• Global Analytics- Risk & Analytics, Competitor Analytics, Client Analytics, Country Analytics, Analytics & Solutions
• Infra Advisory- Urban Development Energy & Natural Resources, Transport & Logistics Infrastructure and Public Finance
• Risk Solutions- Credit Operational Market and Enterprise-wide

Businesses:

• Ratings- Pioneered credit rating in India in 1987, and emerged a leader with their independent, analytical rigor and innovation. As a full-service rating agency, they rate the entire gamut of debt instruments and provide a globally unique and affordable rating service for SMEs.
• SME Offerings- With ratings or assessments of over 110,000 Micro, Small and Medium Enterprises (MSMEs) in India, they have been able to expand the market for ratings and improved SMEs' access to affordable finance. They have also played a key role in evaluating and benchmarking the performance of dealers, vendors, customers, franchisees, and partners of large corporates. Their evaluations facilitate a 360-degree insight into the financials, management capabilities and business risks of SMEs, which have helped them optimize and improve their operations.
• India Research- They are the nation's biggest autonomous integrated analysis organization, in presenting insights & evaluation, and also give report on the Indian industry, capital markets, economy and companies. Their industry research covers 86 sectors and are known for its rich insights and perspectives. They play a key role in India's fixed income markets, being the largest provider of valuation of fixed income securities to the mutual fund, insurance, and banking industries in the country. They are also the sole provider of debt and hybrid indices to India's mutual fund and life insurance industries.
• Global Research & Analytics- They are the foremost provider of high-end research and analytics services in the world. They also offer custom research, equity and credit research services, business & marketing analytics across sectors such as technology, telecom, energy, materials, healthcare, pharmaceuticals, consumer packaged goods amongst others.
• CRISIL Coalition- CRISIL Coalition is a leading business intelligence provider which was formed in 2002. They are a dynamic, high growth company firmly established as a premium brand in the financial services industry. They deliver unique, rigorous, and deep analytical research on corporate banks and investment banks, their institutional and corporate clients as well as their local market sizes. They also analyze all the underlying performance drivers ranging from Headcount to Expenses and Capital.
• Infrastructure Advisory- They are leading advisors to governments and regulators, multilateral agencies, investors, and large corporates. They help shape public policy and enable infrastructure development. They work in the areas of policy and regulatory, project advisory, public-private partnership frameworks, infrastructure financing mechanisms, and implementation support to large infrastructure programs.
• Risk Solutions- They provide a comprehensive range of risk management tools, analytics, and solutions to financial institutions, banks, and corporates in India, the Middle East, Africa, South Asia, and South-East Asia. Their solutions help clients identify, measure, and calibrate a detailed range of risks that maybe credit, price, market, exchange, and liquidity, operational, strategic and regulatory.
• Global Analytical Center- CRISIL’s Global Analytical Centre (GAC) provides analytical, research, and data services to S&P Global globally. The GAC support encompasses research and analysis, complex data analytics and modeling assignments, risk, and regulatory services, and improving workflow efficiency. GAC acts like a centralized research and analytics hub for SPGI teams spread across US, EMEA, and APAC region.

Industries:

• Automobile
• Industrial
• Consumption Products
• Energy
• Financial
• Infrastructure
• IT, Media & Telecom
• Travel, Health, Retail and Others

Subsidiaries:

• Irevna
• CRISIL Research
• Pragmatix Services Private Limited
• CRISIL Risk and Infrastructure Solutions Limited
• Crisil Irevna Argentina SA
• Gas Strategies
• Gas Strategies Group Limited
• CRISIL MarketWire Limited
• Mercator Info Services India Private Limited
• Coalition Development Systems (India) Private Limited
• Pipal Research Analytics & Information Services India Pvt. Ltd.
• Irevna Research Services Private Limited
• CRISIL Ratings
• CRISIL Irevna Information Technology (Hangzhou) Co., Limited

Mergers and Acquisitions:

• Business alliance with S&P: In February 1996, CRISIL forged a strategic business tie-up with Standard & Poor's (S&P) Ratings Group. The alliance is part of CRISIL's strategy to develop its skills and processes.
• In May 2005, S&P acquired 58.5% stakes in CRISIL. International rating agency Standard & Poor's (S&P) became the major shareholder in Indian credit rating agency CRISIL Limited with 58.5% stake after it acquired 49.07% shares in an open offer.
• In March 2000, CRISIL acquired INFAC for ₹ 7 Crores. INFAC is a major provider of research on Indian industry. Its canvas of research covers over 30 industries including sectors such as the internet, retailing, LNG, etc. Its client base includes domestic and foreign banks, corporates, FIIs, consulting firms, and the government.

Corporate Social Responsibility:

A public charitable trust, set up in March 2013, "CRISIL Foundation", as it stands today, is CRISIL’s corporate social responsibility (CSR) arm, reaching out to socially and economically disadvantaged communities within and beyond its areas of operations. The COO of CRISIL Foundation is Maya Vengurlekar.

Initiatives:

• Main Pragati: It is a CRISIL Foundation's program that helps in empowering socially and economically challenged sections of society to make informed financial decisions.
• CRISIL RE: A Program enabling environment conservation, financial literacy and inclusive education in cities. CRISIL RE, the flagship program for social impact and outreach in cities, leverages CRISIL’s vibrant workforce as agents of change in Ahmedabad, Chennai, Gurugram, Hyderabad, Kolkata, Mumbai, Pune, and Bengaluru. Used as a prefix, 'RE' is a simple but powerful idea that conveys the potential to alter the status quo.